06-06-2017, 06:48 PM
The insurance reserve becomes the main policy of ISA since the life in the hyip market is starting to be extremely dangerous, so even "trusted" admins can fail anytime. The insurance reserve is present to cover more losses if a fast scam appears and the basic insurance is not enough to cover all losses. If it happens, the insurance from the project will be increased by min. +55% from our reserve. This "limit" is necessary to keep the reserve available for longer.
normal listing: +50% (changed on 10/Mar/2018)
premium listing: +55%
reserved 5-star: +60%
By numbers?
default insurance at premium listings: 1400$ - insurance reserve gives +770$ extra coverage (55%)
default insurance at reserved 5-star listings: 2000$ - insurance reserve gives +1200$ extra coverage (60%)
Insurance reserve: $17028
If you would like to hear my opinion about the hyip market:
There are tricky admins and different markets. The English market is so weak and the Russian is still good. So if we do not have data at the main RU sources, we can be surprised. Many times highly promoted hyips from RU can collapse surprisingly fast - if the admin gets good initial inflow and then it decreases in the next days. But this is still valid for every hyip. Just the main problem is, most of admins do not understand that they destroy this industry with their greed.
A hyip admin must get continuously growing inflow to keep the project alive for a long time. High peaks can make big pressure on him, so play with low amounts, just for fun.
*Of course there are more markets, but currently I do not see big influence from Japan or China even they loved BTC. Maybe in some local btc/coin-only hyips.
List of fast scams with significant insurance reserve consumption:
aptian.net - slept for 9 months, upgraded to Premium and scammed in 5 days. Insurance: 1.4k | available ins. reserve: 770$ | used reserve: 1546$ (no rule/limitation in early stage)
origami.capital - bought Premium, scammed in 5 days. Insurance: 1400$ | available ins. reserve: 770$ | used reserve: 700$
bitxgroup.trade - Premium listing, monitored for 11 days, lifetime 12 days. Insurance: 1400$ | available ins. reserve: 770$ | used reserve: 620$
diamondreserve.net - Premium listing, monitored for 6 days, lifetime 13 days. Insurance: 1400$ | available ins. reserve: 770$ | used reserve: 890$
ryna.holdings - R5 listing, monitored for 31 days, lifetime 31 days (ROI just 25%). Insurance: 2k | available ins. reserve: 1.2k | used reserve: 1171$
skydrone.cc - Premium listing, scammed after 10 days after upgrading to premium. Insurance: 1400$ | available ins. reserve: 770$ | used reserve: 510$
coin-terminal.com - Premium listing, scammed after 7 days, lifetime 21 days. Insurance: 1400$ | available ins. reserve: 770$ | used reserve: 770$
skyrefund.io - R5 listing, scammed after 11 days. Insurance: 2k$ | available ins. reserve: 1.2k | used reserve: 1049$
versus-battle.com - slept for 9 months, upgraded to Premium and scammed on the next day! Insurance: 1400$ | available ins. reserve: 770$ | used reserve: 770$
jetnodes.com - Premium listing, scammed after 35 days, lifetime 37 days. Insurance: 770$ | available ins. reserve: 700$ | used reserve: 350$
brilliantalliance.biz - R5 listing, scammed after 22 days, lifetime 56 days. Insurance: 2k | available ins. reserve: 1.2k | used reserve: 321$
coinila.com (2019) - Premium listing, scammed on the 6th day, lifetime 19 days. Insurance: 1400$ | available ins. reserve: 770$ | used reserve: 768$ (due to crypto fluctuation)
ceyptengram.com - Premium listing, scammed on the 13th day, lifetime 20 days. Insurance: 0.1549BTC | available ins. reserve 0.085195 | used: 0.085195
premium listing: +55%
reserved 5-star: +60%
By numbers?
default insurance at premium listings: 1400$ - insurance reserve gives +770$ extra coverage (55%)
default insurance at reserved 5-star listings: 2000$ - insurance reserve gives +1200$ extra coverage (60%)
Insurance reserve: $17028
If you would like to hear my opinion about the hyip market:
There are tricky admins and different markets. The English market is so weak and the Russian is still good. So if we do not have data at the main RU sources, we can be surprised. Many times highly promoted hyips from RU can collapse surprisingly fast - if the admin gets good initial inflow and then it decreases in the next days. But this is still valid for every hyip. Just the main problem is, most of admins do not understand that they destroy this industry with their greed.
A hyip admin must get continuously growing inflow to keep the project alive for a long time. High peaks can make big pressure on him, so play with low amounts, just for fun.
*Of course there are more markets, but currently I do not see big influence from Japan or China even they loved BTC. Maybe in some local btc/coin-only hyips.
List of fast scams with significant insurance reserve consumption:
aptian.net - slept for 9 months, upgraded to Premium and scammed in 5 days. Insurance: 1.4k | available ins. reserve: 770$ | used reserve: 1546$ (no rule/limitation in early stage)
origami.capital - bought Premium, scammed in 5 days. Insurance: 1400$ | available ins. reserve: 770$ | used reserve: 700$
bitxgroup.trade - Premium listing, monitored for 11 days, lifetime 12 days. Insurance: 1400$ | available ins. reserve: 770$ | used reserve: 620$
diamondreserve.net - Premium listing, monitored for 6 days, lifetime 13 days. Insurance: 1400$ | available ins. reserve: 770$ | used reserve: 890$
ryna.holdings - R5 listing, monitored for 31 days, lifetime 31 days (ROI just 25%). Insurance: 2k | available ins. reserve: 1.2k | used reserve: 1171$
skydrone.cc - Premium listing, scammed after 10 days after upgrading to premium. Insurance: 1400$ | available ins. reserve: 770$ | used reserve: 510$
coin-terminal.com - Premium listing, scammed after 7 days, lifetime 21 days. Insurance: 1400$ | available ins. reserve: 770$ | used reserve: 770$
skyrefund.io - R5 listing, scammed after 11 days. Insurance: 2k$ | available ins. reserve: 1.2k | used reserve: 1049$
versus-battle.com - slept for 9 months, upgraded to Premium and scammed on the next day! Insurance: 1400$ | available ins. reserve: 770$ | used reserve: 770$
jetnodes.com - Premium listing, scammed after 35 days, lifetime 37 days. Insurance: 770$ | available ins. reserve: 700$ | used reserve: 350$
brilliantalliance.biz - R5 listing, scammed after 22 days, lifetime 56 days. Insurance: 2k | available ins. reserve: 1.2k | used reserve: 321$
coinila.com (2019) - Premium listing, scammed on the 6th day, lifetime 19 days. Insurance: 1400$ | available ins. reserve: 770$ | used reserve: 768$ (due to crypto fluctuation)
ceyptengram.com - Premium listing, scammed on the 13th day, lifetime 20 days. Insurance: 0.1549BTC | available ins. reserve 0.085195 | used: 0.085195