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Insurance reserve $15000
The insurance reserve becomes the main policy of ISA since the life in the hyip market is starting to be extremely dangerous, and the logic or background information do not mean safe way nowadays. The insurance reserve is present to cover more losses if a fast scam appears and the basic insurance is not enough to cover all losses. If it happens, the insurance from the project will be increased by +50% from our reserve. This "limit" is necessary to keep the reserve available for a long time.

So, if the project had 1400$ insurance, the max available money to share is 2100$
This can be changed if the reserve will grow, but you will always see the actual rate here.

Insurance reserve: $15000

If you would like to hear my opinion about the hyip market: 

There are tricky admins and different markets. The English market is so weak and the Russian is still good. So if we do not have data at the main RU sources, we can be surprised. Many times highly promoted hyips from RU can collapse surprisingly fast - if the admin got good inflow and does not see positive trend in short period. But this was and is still valid for each hyip. Just the main problem is that most of admins do not understand that they destroy this industry with their greed.

A hyip admin must get continuously growing inflow to keep the project alive for sure. High peaks can make big pressure on him, so let play with low amounts, just for fun.
*Of course there are more markets, but I do not see big influence from Japan or China even they love BTC. Maybe in some btc-only hyips.

List of hardcore scams with significant insurance reserve consumption: - slept for 9 months, upgraded to Premium and scammed in 5 days, 1546$ was used from our reserve (+110%) - bought Premium, scammed in 5 days, 700$ was used from our reserve (50% - new rule)

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